Article
From Deceit to Default: Dishonest Borrowers and Their Effect on Mortgage Markets
19 Oct ’23
Research in Focus — By analyzing a broad segment of the U.S. mortgage market, three researchers show how fraudulent borrowers play a prominent role in driving up risk in housing markets.
Featured Work
Working Paper
Social 资本 and Mortgages
WP 23-23 – Using comprehensive mortgage-level data, we discover that the social capital of the community in which households live positively influences the likelihood of the approval of their mortgage applications, the terms of approved mortgages, and the subsequent performance of those mortgages.
Working Paper
California Wildfires, Property Damage, and Mortgage Repayment
WP 23-05 – This paper examines wildfires’ impact on mortgage repayment using novel data that combines property-level damages and mortgage performance data.
Examining Resolution of Mortgage Forbearances and Delinquencies – First Quarter 2023
New in 2023 — “Lessons Learned from the CARES Act Mortgage Forbearance Program and Its Aftermath”